Marriage & Debts

March 31, 2008

Are you a credit card junkie? Credit card debt can often be a big, deep, dark secret for someone preparing for marriage. It’s an uncomfortable subject to talk about. Do you bring it up before or after he slips the engagement ring on your finger (or before you slip it onto hers)? Or do you wait until after all the marriage preparations are in place?If there are large differences in your assets and liabilities, it may not be such a hot idea to get a joint bank account. Furthermore, you may want to sign a prenuptial agreement just to be clear about what came before your marriage, and what came after.

How you plan your wedding budget will largely determine how you approach money management as a married couple, in the long term. Wedding costs, by themselves can run up quite a tab. If you are noticing conflicts in the early stages of your joint money management, then get some financial marriage advice or premarital counseling.

Couple counseling can be just as much a part of a healthy marriage as family or financial planning is. It’s a way of ensuring solid communication skills from the get go; and that’s important when debts and assets are about to be split right down the middle.

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Themes For Bridal Showers

March 31, 2008

It is the maid of honor’s duty to organize the bridal shower and to ensure that the party is everything the bride expected. The best way to ensure that everyone will have fun is to create a theme around the bridal shower in which everyone can participate in. The following is a list of fun and exciting themes for bridal showers. Choose the one that suits the bride the best:1. Lingerie Bridal Shower - The lingerie theme has become more and more popular in recent years. This type of shower is typically for a younger bride who will be comfortable with the risqué nature of a lingerie bridal shower. Each guest, in lieu of bringing a traditional wedding shower gift, will bring a piece of lingerie for the bride. The groom will reap the benefits of a lingerie shower as well. Chances are the gifts will be put to great use on the honeymoon.

2. Gourmet Bridal Shower - A gourmet bridal shower is perfect for brides who love to cook and sample different kinds of food. Instead of serving traditional snacks like cheese and crackers, ask each guest to bring a gourmet-related dish. Sending out invitations in the shape of foods or hand deliver invitations in an apron to add a little extra pizzazz to your shower.

3. Around-the-Clock Bridal Shower - This is a relatively new bridal shower theme. It requires each guest to bring a gift that the bride and groom can use at a specific point throughout the day. For example, on one person’s invitation it might read 3pm; while on another’s it may read 1am. The gifts are distributed clockwise according to the hours each guest is assigned.

4. Room-of-the-House Bridal Shower - Similar to the “around-the-clock” theme listed above; this theme requires each guest to bring a gift in relation to a specific room in the house. One guest might be assigned the kitchen; while another might receive the bedroom. Each guest would have to choose their gift pertaining to the room on the invitation.

5. Stock the Bar - This theme requires each guest to bring wine, beer, spirits or liquor; which the couple can use to stock their bar at home. You may want to assign each guest a different kind of liquor to ensure that the couple doesn’t end up with 10 bottles of tequila!

The bridal shower theme you choose will have a great impact on the success of your bridal shower. Make sure the theme is suitable for the personality of the bride; otherwise she may be disappointed with the outcome. Also take into consideration the types of gifts the couple could most use. If they already have a stocked bar, a “stock-the-bar” shower won’t be a helpful theme. The outcome of this shower may determine whether or not you’re ever asked to throw another one. But remember, above all, have fun!

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Hot Table Favor Trends

March 31, 2008

Choosing the right gift to show your appreciation for your wedding guests can be a challenging task. You want the gift to be appropriate, meaningful and tasteful. But most of all you want it to reflect your personality and flair.One thing is now certain in today’s modern day weddings, when it comes to table favors anything goes. Your choices can now range from soap favors, box favors, tulle favors, candle and glass favors. You could choose from personalized boxes containing mints, truffles, potpourri and different fruit. Let’s not forget the famed bridal coffee packs and tea bags, or the fortune cookies with special messages enclosed.

But the latest hot trend in wedding table favors is - printed chocolates. They have gained such popularity because of their versatility as decorative, tasteful and unforgettable personalized gifts.

Anne-Marie Tremblay, President of Cacao Design, says “our printed fine chocolates have become a very popular choice with couples looking to give a sentimental and unique table favor for their wedding guests.”

Her Montreal-based firm is the only manufacturing company in North America to specialize in printed chocolates. Available in white, dark or milk Belgium chocolate the designer, high-quality products can be imprinted with the couples’ names, initials, special messages or unique custom designs. A wide choice of colors and wrappings are available to match the custom color scheme and image you desire.

A delight to the palate and the eyes these high-quality chocolates become a delicious personalized reminder of a beautiful evening.

“It was fun to watch the reaction of our guests as they discovered our initials and thank you message on the chocolates,” said Marie François, who chose decorative boxes of printed chocolates as table favors for her wedding guests last July. “We received a lot of great comments from our guests who had never seen anything like that before. I really wanted to give something personal and unique.”

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Becoming One Financially

March 31, 2008

When we think of marriage, most of us like to be romantic about it. Marriage brings images of engagement rings and a big white triple-layer cake. Nobody wants to talk about money management, prenuptial and other financial matters.However, statistics show that the top reason for divorce is disagreeing about money. Don’t get carried away by the sheer romance of getting married. Discuss your financial concerns before you walk down the aisle.

Prenuptial agreements

These legally-binding contracts will save you quite a heartache in the event of a divorce.
But who is ever considering divorce at the time of marriage? It may seem unromantic, and certainly, most of the time it may be unnecessary. However, if you stand to inherit a very large sum of money, if you have a trust fund, or if you own a business, a prenuptial can help you keep what is rightfully yours.

Set a reasonable wedding budget

With the average American wedding costing over $19,000, it makes sense to look into some affordable alternatives. Keeping it small and holding the ceremony and reception in a park or other scenic public place are just two examples of ways that you can save a ton.

Be ready for tax-season

If both spouses work, by law, they both must be taxed at the same rate as that of the highest income-earning spouse. Married couples will be happy to hear, however that the marriage tax penalty is being phased out over the next few years.

Merge your money

Legally, a married couple has joint-ownership of everything. Regardless, a husband and wife will often open a joint bank account to make household expenses easier to track.

Discussing the financial details of marriage one-step-at-a-time can help ease the both of you into a fruitful and harmonious new life together.

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Bachelorette Party Ideas

March 31, 2008

While bachelor parties are a tradition dating back to the 1800s, bachelorette parties have become popular only recently. Bachelorette parties seem to be more about the bride-to-be bonding with women friends than the male tradition of enjoying a final night of freedom before marriage.A New Tradition

Some brides choose a night of frivolity, such as male exotic dancers and lots of alcohol, much like the groom’s bachelor party. But the majority of women opt for other activities. The theme of most bachelorette parties is to tease the bride in a fun way, while sharing a memorable evening with her best friends.

The Nightclub Scene

This is 1 of the most popular bachelorette activities. Parties often start with dinner at an elegant restaurant, followed by drinks and dancing at popular nightclubs. Hiring a limousine to drive everyone together from destination to destination is a great idea. First, it allows all the women to travel together and party in transit. Second, it adds a touch of class to the evening. And perhaps the best reason is to ensure that everyone arrives safely at their destinations.

The women in the bachelorette party will often create a veil for the bride to wear on that night. The style of the veil isn’t important, so long as it is conspicuous and calls a great deal of attention to the bride. It’s also typical for this type of party to send the bride on a scavenger hunt. The other women get together ahead of time to create a list of activities for the bride to accomplish or objects to find. This type of bachelorette party is a great way for the bride to enjoy a night of dinner, dancing, drinks and fun with her best friends.

Retreat To A Spa

Spa retreats have become quite popular as bachelorette party ideas. The bride-to-be and her friends get together at a spa to enjoy relaxing massages, facials, manicures, pedicures and other treatments. A steam room, sauna and/or hot tub adds an extra element of relaxation.

Some spas provide great meals from a selection of healthy dishes. This type of bachelorette party lets the bride relax and connect with her friends while leaving behind the stress of planning a wedding. Many brides get so caught up in the details of wedding planning that they forget to enjoy the wedding. A spa retreat bachelorette party is a great solution.

Exotic Dance Lessons

A little more risque, but lots of fun, is exotic dancing lessons. These parties are becoming more common now that pole dancing classes are beginning to spring up in health clubs. For these parties the women gather at a private home or a dance studio, and a professional dancer comes in to teach them the art of exotic dance. This can be a great way for friends to let loose and have fun.

Night Of Feature Films

Another unique bachelorette party idea is for the maid of honor to host a movie night. The hostess rents plenty of movies to select from, and stocks up on movie theater style goodies or creates a menu of hors d’oeuvres. This could be the bride’s last chance to sit around with her friends watching “chick flicks” for a good long while. This is a fun, safe, and relaxing way for the women to get together to talk and have a good time.

Female Bonding

Although a new phenomenon, the bachelorette party is quickly catching on. It does not have the same feel as a bachelor party — instead of a last night of freedom, it a night to bond with women friends.

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Do You See Wedding Decorations In Your Future?

March 31, 2008

If there are wedding bells in your future, then surely there are wedding decorations as well. Or, maybe you are looking for Easter decorations, baby shower decorations, or even prom decorations? For some good ideas on any party decorations, just check online!When you are planning a party, no matter how big or small you will want to use decorations to make the atmosphere what you want it to be. Table decorations are one thing most parties have. You may wish to cover your tables with brightly colored table clothes with a fresh flower centerpiece. Or maybe you are crafty and wish to make personalized place-mats for your guests. Whatever you choose, the decoration will make the party a blast!

But, not all of us are crafty and need some extra help in this area. You can take a trip to your local craft store where you will find aisles and aisles of ideas. But, more then likely, you will still need some idea of what you can do yourself. Another option is to check out the online retailers and their vast amount of options. If you need help finding what you are looking for online, try searching for it using a major search engine.

Decorations will make your party a hit. Walking into a balloon filled room with decorated tables and chairs, streamers, and festive colored banners will set the mood for your party! So, liven up your wedding decorations by visiting a local craft store, doing some design work yourself, or even just browse the online aisles and make it a great party!

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Wedding reception Centerpieces

March 31, 2008

When it comes to decorating your reception tables, the centerpieces for each table play a major role in setting the tone and style of your wedding. They will be one of the major focal point for your guests while they are eating their meal, and spectacular or unique centerpieces can add an element of sophistication or surprise to your event.The most established kind of centerpiece is flowers and it is the most expected. There are literally hundreds of floral centerpiece designs, from tall lilies to tightly packed roses.

You should really shop around and check out different wedding supply shops and online specialists to see the different possibilities, and look at the varying prices. You must also remember that you will need a centerpiece for every table, so it could get expensive if you are planning to invite a large guest list.

For a cheaper option, buy the flowers yourself from a wholesaler, and produce simple displays such as six tulips in a glass vase. You could also use the bridesmaids’ bouquets as centerpieces to really get the best value out of them.

Believe it or not, this happens all the time. Instead of fresh cut flowers, consider using potted plants as centerpieces. You can decorate terracotta pots and pick plants that flower in co-coordinating colors to your scheme.

These centerpieces will last long after the day has finished, and provide a lovely gift for those you would like to give them to.

Popular alternatives to floral centerpieces include candles and fruit. Candles are a wonderful way of creating an air of romance and enchantment for your wedding, and look particularly effective if your venue is dimly lit. However, if you plan to hold your reception in the afternoon, with plenty of natural daylight, candles may not produce the appropriate dramatic effect.

You could purchase candelabras for each table for an elegant look, or consider the less formal appearance of floating candles in a large glass bowl.

You must ensure that any holders or bowls you use are heat-resistant, and also check with your venue for any restrictions they may have on the use of naked flames.

Fruit is a nice and decorative choice, and can also be eaten later in the evening! Other edible choices include candy, chocolate lollipops or Hershey’s Kisses. Use your imagination to display whatever treats you choose in an exciting way, using glitter, streamers or balloons.

You can be as original as you like when it comes to your centerpieces, and you could choose something really personal such as hand-written poems or family photographs in ornate picture frames.

If you are having a themed wedding, create a unique centerpiece that reflects the wedding motif. A wonderful centerpiece for an oriental themed wedding is a bonsai tree, or large origami creations. Anything that matches your theme is best.

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Wedding Jewelery That’s Affordable

March 31, 2008

Finding the right wedding jewelry is an extremely important aspect of the ceremony because the wedding bands in particular will be worn by the bride and groom forever. Wedding bands have gotten to be a great deal more ornate than they used to be. Diamond wedding bands have reached a peak in recent thanks to the celebrities who proudly display theirs.Wedding bands have even surpassed the usual gold and are now moving into platinum and titanium bands. It used to be that 10k gold rings were the “in” thing to buy and these days they are looked down upon by most couples who would prefer to buy their gold in 14k or higher.

Simple diamonds are still a popular buy, but colored diamonds are gaining momentum thanks to J-Lo’s pink princess cut diamond ring with Ben Affleck. Other popular diamond colors are yellow, blue and aquamarine.

With the ever growing popularity of platinum rings, many couples are looking to shining silver and white gold as a cheaper substitute. White gold has a similar look of platinum, but is a fraction of the price. It is a great alternative.

In the past, the men’s ring was often of little concern to either as long as the woman’s ring was attractive, but these days, men want a nice ring or diamond studded ring almost as much as the women do.

Beautiful ring sets can be found from nearly any source. If you can afford it, you can locate good deals on sets at jewelry stores.

For the most part, the entire wedding ceremony is completely symbolic and that symbolism reaches its peak the moment the rings are exchanged.

Knowing this, can it really be a wonder that the chosen rings are just as important as the chosen couple?

You can virtually choose to go with any type of ring from any source. These days even department stores are offering great knock offs to the popular celebrity rings at extreme discounts.

The popular ring worn by J-Lo; which was a platinum pink diamond ring with a princess cut and accented with two white diamonds on either side can now be purchased at Wal-Mart in a white gold setting with zirconia’s and pink topaz stones.

Wedding bands still look better in a plain band style, but some people might prefer to accent the bands with diamonds. Whatever your taste is, you can pretty much find the right bands for you and your spouse to be anywhere.

All you really need to do is decide what look you want; what style that you want; and how much money you can afford to pay and then go on your search.

In order to get the best overall deals, you should comparison shop online. If you do it soon enough, you can have the bands ready way before the ceremony.

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Winter Wedding

March 31, 2008

A Wedding in winter what a thought! As I write this article its just turning to fall and the wind is howling and the rain is battering. Not weather you would even consider having a wedding in!Don’t think of howling winds though, imagine snow covered mountain peaks rising majestically from fir tree covered foot hills! Close your eyes and breathe in the crisp, pine scented air. That is what a winter wedding is all about!

With the ski lodge in the distance with its welcoming real log fire, the winter sun sparkling off the crisp white snow and the sky as blue as can be you can be assured of a day of fairytale proportions.

When it come to your color scheme think red and green. Not Santa suit and holly leaves but rich burgundy or plum and a forest green that the pine trees would be proud of. Think fur hats and mufflers with black boots and long coats. Think traditional and old fashioned.

If you decide that traditional you are not, there are still options for a winter wedding. For a winter wedding of cosmic proportions think silvery blue and brilliant white, think glam and glitz, think modern and funky.

Whatever your choice I have to admit the draw of a winter wedding is strong. Should a snow storm occur at a most in-opportune moment then a fire side wedding ceremony must be one of the most romantic.

If the evening weather suits why not set out a bonfire and take your wedding outside, at least for part of the time. There can develop a great sense of camaraderie around a campfire, a la any camping trip you have ever been on! A sing song may even be called for!

There are many choices to be made on the run up to your wedding day and the choice of time of year is just one of them. Each season has its own attractions to offer and winter is no different. If you decide on a winter wedding enjoy and have fun, bring out the seasons special qualities and it wont let you down.

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Attractive Wedding Invitations

March 31, 2008

Wedding shower invitations should lay out all of the necessary information, yet still be attractive. One way to do this is to have a picture engraved on the invitation. Ask your engraver to add a small design on the inside of your invitation or wherever you have information about the reception. If, for example, an ice cream social is your theme see if there is an ice cream cone or Sundae dish they can emboss onto the paper without taking away from the main body of the invitation. Remember that subtlety is stylish; you don’t want to come across as overpowering with your theme. It may be difficult sometimes to know who to invite to the wedding shower. As a general rule, the wedding shower hostess or hostesses should invite all family members of both the bride and the groom. She should also invite close friends of the bride and the bride’s family. She may also want to invite some of the bride-to-be’s co-workers. She should be sure to consult with the bride when compiling the guest list. Try to organize the people invited so some will set up the wedding shower game, someone else will set up the wedding shower favor, and so on.What do I put on a wedding Shower Invitation?

The wedding shower invitation should include the name of the bride to be, the date and time of the shower, and the address and phone number of the hostess/hostesses. If you are concerned about the attendance at your wedding shower, consider including on the invitation a deadline date for the RSVP. (This is usually about two weeks prior to the shower date.) It may be difficult to make up a wedding shower invitation without prior experience. Because of this, it may be a good idea to have the same person who did your bridal shower invitation to also do your wedding shower invitation.

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